General service disclaimer
Important notice:
All financial decisions involve some risk.
Results may vary for each individual and past performance does not guarantee future outcomes.
This website provides information about our subscription-based planning service. Content is for general informational purposes only and is not tailored to personal circumstances. Please consider your individual situation before making decisions.
General information
The materials on this website are intended for general informational use only. We do not provide personalised investment, legal, or tax advice. Before making any significant decisions, consider seeking guidance from a qualified professional.
Limitations of liability
We aim to provide accurate, up-to-date information but cannot guarantee its completeness or accuracy.
- We are not responsible for actions taken based on content from this site.
- No representation is made about the suitability of the information for your circumstances.
- We disclaim liability for errors or omissions in the information provided.
- Our service may include links to external resources for reference only.
Accuracy of information
While we strive for accuracy, some information may be outdated or incomplete. Please use this website as a guide, not a sole resource for decision-making.
Decisions made based on site content are at your own risk.
No professional advice
Nothing on this website should be taken as personalised professional advice. Always consult with a qualified financial adviser for your specific needs.
External resources
Links to external sites are provided for convenience. We do not endorse or take responsibility for their content or accuracy.
Disclaimer on results and outcomes
Outcomes may differ from person to person and results are not guaranteed. Use of our service does not ensure any particular financial result.
Variation in individual results
Your experience with our service may differ from others due to personal circumstances and outside factors.
Financial service information
Our subscription includes consultations and written summaries for a set monthly fee.
- Monthly fee: $250 (Standard Plan), billed in advance.
- No hidden fees. All pricing is disclosed clearly before you subscribe.
- No refunds. You may cancel your subscription at any time for the next billing period.
Jurisdiction and applicable law
This website and service are intended for use by residents of Australia.
All terms, conditions, and disclaimers are governed by Australian law. Users outside Australia are responsible for compliance with local regulations.
Australian law applies to all areas of our business and any disputes.
Please check your local laws before using our service from outside Australia.
Indemnification
By using this website, you agree to indemnify us against any claims arising from your use of the service or site content.
Severability
If any provision of this disclaimer is found invalid, the remaining terms still apply to the fullest extent allowed by law.
Updates
We may update this disclaimer at any time. Please check the effective date for the latest version.
Contact us
For questions about this disclaimer or our service, please reach out to our team.
Email address: content@criomenhoero.com
Phone number: +61.2.2403.6274
Our address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia
Effective date: September 21, 2025
Last updated: September 21, 2025